SBI mobile banking application is utilized to perform all banking related services with your mobile. Its nothing but opening SBI branch in your mobile. It amounts to SBI internet banking. Well apart from being handy it contains many more features and even you could enjoy everything on the GO, well below are some of the awesome functionalities one could get using SBI Mobile Banking Application.
SBI Freedom Mobile Banking Features
- Funds transfer (within State Bank Groups and all other banks).
- Interbank Mobile Payment Solutions (IMPS)- means to move money even easier.
- Query services (Balance query / Mini statement).
- Cheque book demand.
- Demat Query Service.
- Expense Payment (Energy costs, charge card, Insurance coverage premium like LIC), Contributions, Subscriptions.
- Mobile Top up - charge your mobile instantaneously without any additional charges.
- M Commerce (Top up of Tatasky, BigTV, SunDirect, DishTV connections and get recharge pins for Digital TV/Videocon d2h, SBI life insurance coverage premium).
- Each and every deal you will certainly receive SMS to your number includes deal id and other information.
However I discovered that a great deal of users failed throughout registration and service. So right here is a comprehensive guide about downloading, activation and registration of SBI mobile banking application.
#1. Downloading SBI Freedom to your Mobile
The downloading of application can be finished by straight downloading to mobile or very first downloading it to computer system then installing it on your mobile. Application can be straight downloaded and set up on your mobile if you have Web allowed on your smart phone. You can do so by following 2 means.
Send out an SMS <MBSREG> <MobileMaker> <MobileModel> to 567676. As an example if you have a Nokia 6500 mobile then send out MBSREG Nokia 6500 to 567676. You will certainly get a User Id and default MPIN as well as a WAP connected to download the mobile banking application.
If you fail to obtain a link by sending out above SMS, you can visit sbi.co.in and click Mobile Banking under Services area. Or you can straight away see Mobile Banking Application Download page. A great deal of mobile handset designs are provided there. You need to choose your phone model and pick the handset particular variation. If you fail to discover application for your phone design, you can download the Common variation from the exact same page.
If your mobile does not have a GPRS/3G Web connection you can initially download the application to computer system by going to links. As soon as you download it -move it to mobile and set up.
#2. Registration for SBI Freedom on Mobile
Begin the application and you will certainly see the screen as received image. You need to login utilizing the provided user id and MPIN which you got in feedback to the message you sent for downloading the application. And this finishes the procedure.
In case you have actually didn't get the user id and MPIN, Then open SBI freedom, click "register" from the application begin menu and get it by SMS. Individuals who download application without sending out SMS will certainly have to do this.
#3. Registration using SBI ATM
Check out any SBI ATM and register yourself for mobile banking service. For this you need to pick 'Services' in the main menu. Select 'Mobile banking' and afterwards once again choose Register. Enter your mobile number and follow the guidelines afterwards. After this procedure you will certainly get SMS that adheres your account combination with your mobile number.
#4. Optimizing Settings
Begin the application and alter the default MPIN. It is obligatory to alter MPIN prior to utilizing it for the very first time. You need to get confirmation message (during SMS to you) about MPIN modification. Then the service is triggered, you can perform almost all banking related deals with the application that include statement query, fund transfer, costs payments, cheque book demand and so on. Mobile Banking service is FREE to utilize however you need to pay provider charges (for use of SMS or GPRS).
SMS charges per every transaction Rs.3, However if you shift to GPRS, charge for each deal is almost 10 paisa to 30 paisa based on your network company. But if you are actually subscribed to a normal GPRS or 3G plan then its almost free. To alter channel from SMS to GPRS, Login to ur mobile liberty, click settings, then click modification channel, choose GPRS and go into MPIN and send out a text. Prior to modification to GPRS, set correct GPRS settings in your mobile.
The benefit of SBI Mobile banking is that it works even if you do not have a GPRS/3G made it possible for phone as it can make use of SMS for transactions. If you still have any problem in downloading, registration or activation of SBI mobile banking application, let me understand in comments section below.